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Pacific Specialty Insurance Company (PSIC) - The flagship of the McGraw Group of Affiliated Companies is recognized as an industry leader in motorcycle and personal watercraft coverage. PSIC also offers automotive, homeowners, dwelling fire, boat, motorhome, mobile home and commercial products, and has become the "one spot" independent brokers and agents can source all their clients' coverage needs.
In 2007, direct premiums written exceeded $123,000,000 with assets of almost $258,000,000 and over $137,000,000 surplus as regards policyholders. The company's five-year average combined ratio is 85.8%, and is evidence of the company's stable operating profitability led by profitable underwriting operations. These underwriting results are derived from management's conservative and highly controlled operating principles, as well as their expertise in the company's core product offerings. PSIC's outstanding capitalization, conservative balance sheet, and sound liquidity position are reflected in the A.M. Best A (excellent) rating. Pacific Specialty Insurance Company (NAIC #37850) is domiciled in California, and admitted in all states and the District of Columbia.